Why do so many people advise you not to borrow money?

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Don't overspend, you should be familiar with how much money you have and 還卡數how much you have done.

Even in the eyes of the older generation, things like flowers, loans and credit cards pale in comparison!

Of course, I'm not going to get into why the old

 

Don't overspend, you should be familiar with how much money you have and 還卡數how much you have done.

Even in the eyes of the older generation, things like flowers, loans and credit cards pale in comparison!

Of course, I'm not going to get into why the older generation thinks that way here. What I want to discuss is whether it is good to borrow or not.

In fact, there is nothing that we have to look at both sides of the coin, and borrowing debt is also China so.

If you borrow money to spend money, I do not think it is necessary, but I do not think it is an investment.

Of course, investment is not a random investment ah, and to invest in some of their knowledge inside, or borrow money even if you mix to the bottom to pay back the loan.

For example, things like student loans, or borrowing money to improve something because it is a high rate of return for sure!

In fact, borrowing money, as long as the channel you borrow 借貸is formal, and not involving some harmful loans in a scam, the worst thing is that at any time someone will rush you, will consume your energy and affect your decision.

As long as it is through the formal if others do not rush you, you peacefully work hard for a period of time to carry out the general probability of the problem are we can pay back.

Because when you borrow money from formal sources, people will evaluate all aspects of you, even more carefully than you yourself.

In this case, generally speaking, even if you have something to 成立海外公司come back, but if you give a few more days or a month will be able to come back.

Of course if this campus loan ah etc. is not a process with the regular channels ha, then there is nothing to say.

In fact, borrowing is a test of people, whether they are borrowing or borrowing. Of course there are some scum will deliberately borrow money not to return to disgust you, but that is generally a minority.

Most people who go to borrow money for development learn that the psychology is not very natural and well. After all, if it were not for the fact that we really businesses do not have a solution, no one would want to borrow money.

Some people do irrational things after borrowing money, because the decision is influenced by debt collectors, and, of course, the general formal platform is in you really will come to remind you that you are overdue.

But this is not the case with friends and friends, because sometimes the agreed time has not arrived and the friend may come to remind, this is not the time to extort, you certainly will not come up with the money, otherwise, you will not ask for a loan, therefore, not the time for a friend to ask for a loan.

I'm not saying this from any perspective, but I am saying that we need to manage our risk before we borrow, whether it's before we borrow or before we take out a loan. Before we go, we have to decide what will happen if I don't pay it back by then, and if there's no other way to work it out, we have to do a risk assessment or other evaluation before we lend to them!

Otherwise no one is comfortable when it comes to pulling the plug later! After all, there really aren't many people who can still be stern-faced after lending money. Have you ever thought about it? Can you afford to spend your energy on sharing and spending it here? After all, the most important thing for us is energy!

Energy is limited, and when you are in and debt collectors need to spend time and energy pulling, you also lead to the loss of the possibility of some other directions of development, and finally, it is likely after falling into a vicious cycle of competition!

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