HDFC Bank does not offer Lifetime free credit cards. But it gives its customers low fee credit cards and also the opportunity to get a fee reversal on achieving milestone spends. These HDFC Credit cards offer great discounts and rewards on entertainment, fuel, dining, hotel reservations, etc. They offer an easy and hassle-free application process.
These cards typically offer a range of benefits and features which may include:
No Annual Fee or Low Annual Fee: The primary benefit of a "lifetime free" credit card would be the absence of an annual fee or a very low annual fee.
- Reward Points: Cardholders can earn reward points for their spending, which can be redeemed for a variety of rewards such as air miles, merchandise, vouchers, or statement credits.
- Cashback: Some cards offer cashback on specific categories of spending, such as dining, fuel, groceries, or utility bills.
- Welcome Offers: New cardholders may be eligible for welcome bonuses, which could include reward points, cashback, or other benefits upon card activation and meeting minimum spending requirements.
- Fuel Surcharge Waiver: Many HDFC credit cards offer a waiver of fuel surcharge when the card is used for fuel purchases at designated petrol pumps.
- Airport Lounge Access: Premium HDFC credit cards may offer complimentary access to airport lounges, providing a comfortable and luxurious travel experience.
- Insurance Benefits: Certain HDFC credit cards may provide insurance coverage, such as travel insurance, medical insurance, or purchase protection insurance.
- EMI Options: Cardholders may have the option to convert high-value purchases into easy monthly installments at attractive interest rates.
- Discounts: HDFC credit cards often provide discounts and offers on dining, shopping, entertainment, travel bookings, and more, both online and offline.
- Contactless Payments: Many HDFC credit cards are equipped with contactless payment technology, allowing for faster and more convenient transactions at compatible merchants.
Reference: https://www.creditmantri.com/hdfc-lifetime-free-credit-cards/
